How humans have failed, and how AI could do better
Four long-running collective failures, the evidence for why they persist, and where AI has a credible, cited role.
Working thesisOn problems that need long horizons, coordination and honest accounting, human institutions have repeatedly failed. AI could do better as a tool for forecasting, optimisation and enforcement, but not as a substitute for political will.
Global warming
Global surface temperature anomaly (NASA GISTEMP v4)
NASA GISTEMP puts 2025 at +1.18 °C above the 1951–1980 baseline. Mauna Loa CO₂ averaged 427.35 ppm in 2025. Fossil and industry CO₂ emissions were 38.6 Gt in 2024 and still rising (charts above).
The world prevalence of undernourishment fell from 12.7% (2000) to 7.1% (2017), rose to 8.8% in 2021, and was 8.2% in 2024 (FAO via OWID, chart above).
Why humans failed
Hunger now concentrates in conflict zones and in places hit by economic shocks and climate extremes, rather than coming from a global food shortage (FAO SOFI).
IMF data put US general government debt at 122.3% of GDP in 2024, and the IMF projects further rises (dashed lines are projections).
Why humans failed
Deficit bias: voters and politicians favour present spending over future costs, and fragmented budget-setting adds to it (Alesina & Passalacqua, NBER w21821).
How AI could do better
Machine-learning fraud detection prevented or recovered over $4bn in FY2024 (US Treasury).
Long-horizon scenario modelling of AI growth effects on budgets (Penn Wharton).
Caveats
The bias is in incentives, not information; budget offices already publish projections. AI-driven growth could help (NBER w31815) or hurt (lost labour-tax base).
One framing is that families have become "slave horses". This section treats it as a measurable cost-of-living squeeze: hours worked, pay vs. productivity, housing, childcare and the need for two incomes.
US productivity vs. real hourly compensation (nonfarm business)
Index, 2017 = 100
BLS series via FRED. EPI's well-known 'gap' chart uses a different (typical-worker) pay measure, so its gap is larger.
Data pendingShare of US married-couple families with both spouses employed
The BLS Employment Characteristics of Families release blocks automated fetches. Enter it manually or fetch it via the BLS API with a key.
The failure (data)
US output per hour has grown faster than real hourly compensation, and the median house price is a higher multiple of median income than in the 1980s–90s (charts above). Childcare prices have outpaced the overall CPI.
Why humans failed
The gap between productivity and pay has been attributed to policy choices affecting worker bargaining power (EPI); this interpretation is contested by some economists. Housing supply is constrained by land-use rules.
How AI could do better
Generative AI raised customer-support productivity, most for less-experienced workers (NBER w31161).
Cheaper services (tutoring, legal and medical triage) could lower living costs.
Caveats
Gains may flow to capital rather than wages (Theme 1). Childcare and housing are physical and regulatory bottlenecks that AI touches only indirectly. Annual hours have in fact fallen over the long run in most rich countries (OWID).
Evidence that AI helps less-experienced workers most.
Prediction markets
Live prices from public prediction markets, snapshotted by scripts/update_markets.py. A price of 30% means traders pay about 30¢ for a contract that pays $1 if the event happens; treat it as a crowd estimate, not a fact. Polymarket and Kalshi are real-money markets (Kalshi is CFTC-regulated); Manifold uses play money and is often thin. Long-dated and low-volume markets are poorly calibrated. Each market's exact resolution rules on the platform decide what counts, so read them before relying on a headline question.
$2.4M vol · $38k liquidity · closes 2027-01-31 · as of 2026-10-30 17:06 UTC
Snapshot fetched 2026-10-30 17:06 UTC from public APIs (Polymarket Gamma/CLOB, Kalshi trade API, Manifold v0). Prices are what traders are paying, not my forecasts and not advice; thin or long-dated markets can be far off. Sparklines show daily prices over up to 120 days. Metaculus: API now requires an authenticated account token (HTTP 403 without one) and the website is behind a bot challenge, so Metaculus forecasts are not included. Add a ref type with a personal token later if wanted.
How to add a market
Add a ref to "markets" → "groups" → "refs" in src/themes/<slug>.json: {"platform":"polymarket","event":"<slug after /event/ in the URL>"}, {"platform":"kalshi","event":"<EVENT_TICKER>"} or {"platform":"manifold","id":"<market id or slug>"}. Optional: "markets" (list of specific sub-market slugs or tickers), "max", "sort" (date, prob or api). Then run python3 scripts/update_markets.py <slug> and rebuild.
Notes & journal
Dated observations from src/notes/human-failures-ai.md. Add a new entry with a ## YYYY-MM-DD Title heading.
24 Oct 2026
Started
All four sub-topics have live data except the dual-earner share (BLS blocks automated fetches).